Hot Market Appraisal Strategies for California

Hot Market Appraisal Strategies for California

Word is out, the real estate market is smoking hot right now. This often leads to concern about appraisal issues. What if the appraisal comes in low? Do I really need to “make up the full difference” with cash? What if I don’t have an appraisal...
“You Have to Get Divorced to Get a Mortgage!”

“You Have to Get Divorced to Get a Mortgage!”

The following came across my social media feed, on one of the mortgage loan originator groups, and I found it amusing: It sparks some obvious questions, the answers to which some might find useful. The most obvious being, “why would someone be told they have to get...
Mortgage Processing Terms

Mortgage Processing Terms

While processing your mortgage, we may from time to time use industry-internal language. We will generally explain what we mean when we use this terms; this is intended to be a reference if your memory is imperfect. Appraisal This is an independent third party...
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