High Mortgage Fees Drive Me Crazy!
Did you know that since 2019 average feed paid by consumers, to lenders, for originating a mortgage, have gone up 40%?! #SupplyChain? We do over 75% of our mortgages with zero lender fees. We do not have 15 layers of middle management to pay out, we’re small,...
HowTo: Pay off debt to increase your mortgage approval amount!
A common mistake is for the would-be homebuyer to pay off the wrong debts before applying for preapproval. Don’t make that mistake! Reach out to us directly, so we can go over which specific debts of yours make the most sense to pay down, or off. Not all debt is...
SB 9 – convert your SFR into a duplex or triplex?!
California recently passed SB 9, which allows the owners of single family homes in urban areas to “divide their lots into two and build up to three additional homes on them” (LA Times). This is going to be a fairly fast (2 minute read) primer to answer...
HOWTO: Avoid the Mortgage Rate Bait-and-Switch
It’s easier than you think! After you’re done watching the below, check this out to ensure that you understand the numbers you are reading, and what they really mean. Still have questions? Let’s...
Chris Mason, Loan Officer
