“You Have to Get Divorced to Get a Mortgage!”

“You Have to Get Divorced to Get a Mortgage!”

The following came across my social media feed, on one of the mortgage loan originator groups, and I found it amusing: It sparks some obvious questions, the answers to which some might find useful. The most obvious being, “why would someone be told they have to get...
Mortgage Processing Terms

Mortgage Processing Terms

While processing your mortgage, we may from time to time use industry-internal language. We will generally explain what we mean when we use this terms; this is intended to be a reference if your memory is imperfect. Appraisal This is an independent third party...
Monthly Mortgage Payment Calculator

Monthly Mortgage Payment Calculator

Monthly Mortgage Payment Calculator This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home’s sale price, the term of the loan desired, buyer’s down payment percentage, and the loan’s interest...
What are FHA loans?

What are FHA loans?

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your mortgage lender can offer you a better deal. FHA allows a buyer to purchase a home with as little...
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