2022 Mortgage Industry Implosion Tracker

2022 Mortgage Industry Implosion Tracker

In March 2020, the Fed cut rates to 0%. Mortgage rates do not track 1-to-1 with the Fed rate, but by August 2020 it was the case that the highest rates available for vanilla normal mortgages were lower than the lowest rates, for the same, that been available in 2019....
Home improvement ROI considerations?

Home improvement ROI considerations?

Wherein I give you “permission” to make home improvements for your family, not for the return on investment! Featuring a cool kid with absolutely crazy climbing abilities, demonstrated via the epic in-house climbing wall. @eastbaysmortgagebroker #duet with...
Home improvement ROI considerations?

High Mortgage Fees Drive Me Crazy!

Did you know that since 2019 average feed paid by consumers, to lenders, for originating a mortgage, have gone up 40%?! #SupplyChain? We do over 75% of our mortgages with zero lender fees. We do not have 15 layers of middle management to pay out, we’re small,...