About Us
There’s a reason why home buyers and investors come back to Chris Mason and America’s Home Loans for all of their real estate financing needs. And why most of our business comes from client and Realtor referrals — because they know (from experience) the level of communication and support we offer our clients throughout their entire real estate purchase. From the very beginning to the absolute end of your loan process, we don’t rest until you close!
We serve clients all over California through our remote mortgage services, and our offices in El Cerrito, California locally serve the greater East Bay and San Francisco Bay Area.
We know numbers. And you’re not one of them!
We take pride in treating each client as an INDIVIDUAL and not a NUMBER. You’re more than just a loan application to us and we are committed to understanding your needs and helping you obtain the absolute best loan possible.
Contact us today at (415) 846-9211 or schedule a consultation via our online form for a FAST & FREE rate quote and to get all your mortgage questions answered with Chris Mason.
Ranked Best Mortgage Brokers in
Oakland by Expertise.com
"Chris does a great job in taking the time to make sure we know what to do and what all the jargon means. He's very responsive and patient. Critical for first-time home buyers like us! Excellent work!"
Juan R.
"I have completed 4 transactions with Chris and defer to him for all loan market trends. He is responsive and knowledgeable. I can not recommend him highly enough. I always appreciate working with him. Go to guy for property financing."
Jessica H.
"We just completed a cash out refi with Chris and we had the best experience. We are recommending Chris to everyone we know. He was so helpful throughout the process, a total pleasure to work with, and he got us an amazing interest rate. "
Shannon L.
"Chris was awesome! Took his time to walk me through every step of the way, and responsive any time I reached out with a question."
Andrew C.
"Chris Mason worked magic getting me a good rate on my home loan. He and his team also closed everything very quickly. I would definitely recommend Chris to anybody buying a house in California."
Douglas W.
We are an independent mortgage broker
As an independent mortgage broker, we aren’t tied to one bank, lending institution, or single portfolio of loan programs. Which means we are able to shop the entire marketplace to find the best mortgage solution for your particular needs.
Whereas, you might also be familiar with the term direct lender, which we are not. Direct lenders work for one bank or lending institution and are only able to sell mortgages from the loan programs made available to them by their bank. In the state of California, only independent mortgage brokers are legal fiduciaries. So when you walk into a Wells Fargo, the direct lender you speak to is only held to the standard of a sales person, not a fiduciary, which means he or she can put their bank’s and their own personal financial interests above your financial interests.
When shopping for mortgages, you should never just speak to a loan officer because you’d be excluding yourself from a broad set of loan programs that most likely offer lower rates, better terms, and faster closings.
All big banks do is take the profits they made on originating your loan and then immediately sell your mortgage to another institution. An independent mortgage broker like America’s Home Loans lets you cut out the middleman (the banks) and find the best rates directly with these other lending institutions. This is why once home buyers and investors discover independent mortgage brokers, they never shop mortgages with banks ever again!
He prides himself on offering unparalleled support and treating every client like an INDIVIDUAL and not a NUMBER.
Chris joined the Marines at the age of 17 where he then served over eight years, including as an infantryman in the First Battle of Fallujah. He retired as a Sergeant of Marines and then attended U.C. Berkeley where he graduated with honors with a degree in Business Administration. From there, Chris started his career in the mortgage industry working for larger lending institutions. He opened the El Cerrito branch of America’s Home Loans in 2014 so that he could provide the type of client service he felt was missing from bigger lending institutions.
Chris believes in the American Dream and derives great satisfaction from putting first-time homebuyer families into their first homes and first time investors on a pathway towards financial freedom.
Chris Mason, Loan Officer
NMLS 1220177 | CA DRE 02080854
Chris@eastbaysmortgagebroker.
(415) 846-9211
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As Seen On
â—¦ MEET KUSHAAL MALDE â—¦
Kushaal is concurrently our newest Loan Officer, and most mathematically gifted, with a knack for analysis. He acts with attention to detail and a sense of urgency. He is responsive and understands the needs of seasoned investors, first time home buyers, and everything in between.
Kushaal brings transparency and simplifies the mortgage experience for borrowers. Kushaal is a California native, and his background is in Mathematics, from U.C. Berkeley.
Kushaal Malde, Loan Officer
NMLS 2166033 | CA DRE 02126823
Kushaal@
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We’re Standing By Ready To Serve You
Chris Mason and America’s Home Loans are deeply committed to their clients and ensuring that they receive an above optimal experience by providing sophisticated and personalized brokerage services at every step of the loan origination process. We take pride in treating each client as an individual, not a number, and are committed to helping you obtain the absolute best loan possible. Contact us today at (415) 846-9211 or schedule a call via our online form to get all your mortgage questions answered with Chris Mason.
Ready for the best mortgage experience of your life?
Click below to schedule a free 15 minute consultation or call (415) 846-9211.
