Clients ❤️ America’s Home Loans

With so many 5 Star Reviews from satisfied clients, it’s easy to see why our clients keep coming back to us for all their mortgage needs. Browse some of our highlights below or read all our reviews on Google and Facebook.

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"We had unique circumstances and a dream home we didn’t want to miss out on. Chris had the right tools to help make it happen. The difference with Chris vs other banks, was an interactive approach where we as buyers could actually see the math in real time. Way more transparent than any other lender I’ve worked with. Definitely would recommend. Thanks Chris!"

Kevin C.

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"Chris does a great job in taking the time to make sure we know what to do and what all the jargon means. He's very responsive and patient. Critical for first-time home buyers like us! Excellent work!"

Juan R.

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"I'm really glad I went with Chris Mason to help set up my mortgage. I had shopped around with various brokers/lenders ahead of time and Chris came recommended via a friend who worked with him on their refinancing. I was really impressed with his responsiveness and how hard Chris worked. His communication was direct and clear (and often funny) every step of the way. I appreciated that he gave me the pros and cons for going with various mortgage options."

Colin F.

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"I called Chris on August 10, 2020, on a recommendation from a friend. Was I going to buy a house? I wanted to! But how? Having lived in apartments my whole life, I was overwhelmed by this process and knew nothing about the industry. Chris picked up the phone and told me things I didn’t know I needed to know. The fast-talking mortgage master was patient with my dumb questions (“The only dumb question is the one you don’t ask”) and replied quickly via email, text and phone -- even walked me through forms line by line. By the end of the process, my very good agent told me, unprompted, “Your lender is very good. Already ready to close…. I’m impressed.” Six weeks and three days later, I'm sitting in my new living room. Thanks, Chris!"

Henry P.

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"This is the second time I've worked with Chris Mason. The first was to purchase my first home a few years ago, and more recently to refinance (and take advantage of the low rates!) Chris was always very helpful in explaining the home buying process, communicating timelines and helping make sure I was on track with submitting all the documentation needed. For the refinance, and for my initial purchase, Chris worked efficiently, utilizing technology, so I could close remotely without any issues."

Ashley W.

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"My partner and I worked with Chris on the loan for our first home. From the first call, we learned a TON from Chris, who gave us extensive details about the process of getting a mortgage and why the market for mortgages acts the way it does. He also gave us some great information about the housing market in our area, and set reasonable expectations for us every step of the way. He was super transparent about where all the numbers were coming from, and got us a great mortgage rate. He was also very responsive with us and our realtor, and helped move along all of the parts of the process quickly and efficiently. Would recommend him highly to anyone."

Joseph L.

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"Chris and his team were incredibly helpful. They came into the buying process very late (after I was already in escrow and it did not work out with a prior mortgage broker). Chris was able to offer me loan products that worked for me and successfully close on a tight schedule. He was also available to answer my questions. I highly recommend working with him."

Iman W.

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"I was referred to Chris by a close friend of mine and after our first phone call I knew I was in good hands. I'm a new investor and Chris went above and beyond to help me with my first property. He got me a great interest rate and closing was way faster than I had expected! I will definitely be going through him again when I get my next property. Thanks again!"

BK

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"Results in 2 words ...."WARP SPEED!" I was dealing with the disappointment of the "Big Banks" taking weeks to get back to me, after giving them all my personal financial information, I just felt unimportant to them like another number. I was frustrated with calling these banks and having to leave messages over the phone and email back and forth days later. I literally wasted 2 weeks with them getting nowhere.

During this process a friend of mine referred me to Chris Mason at America's Home Loans. I called Chris trying to arrange an appointment or leave a message, however to my surprise Chris answered immediately and within minutes of gathering a little information Chris emailed me a spreadsheet with all my mortgage possibilities. In real time over speaker phone I am looking at His mortgage rate offers and we settling at an offer of 3.125%. This smashed what the "Big Banks" were offering me at 3.75% and 4.125%. Additionally from starting this process to closing only 15 days elapsed. FAST!! Chris always made me feel like he would make time for me and my mortgage needs. And the simplicity with his operation is on another level. Chris may you "Live Long and Prosper!" Many Thanks.."

Cleve B.

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"As a greenhorn investor (really really green), I wholeheartedly appreciate working with Chris Mason. He made the process of refinancing so easy and clear. He was greatly transparent and had the best system for remotely relaying information to me in real time without me having to interpret the numbers - that would've been a disaster! I hope to work with Chris and his team at America's Home Loans again in the future."

Segismundo S.

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"We had a unique situation of refinancing one property and financing two properties, and Chris helped customize the loans for us. Although the refinance fell through due to appraisal issues, Chris was able to close within 4 weeks and gave us a great interest rate. Definitely recommend him!"

Mukta P.

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"Chris is well versed and loan products and is very responsive. He made sure that my buyers transactions closed on time and smoothly as possible."

Adilah M.

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"I have completed 4 transactions with Chris and defer to him for all loan market trends. He is responsive and knowledgeable. I can not recommend him highly enough. I always appreciate working with him. Go to guy for property financing."

Jessica H.

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"I’m happily and voluntarily writing this review because Chris was amazing throughout the home purchasing process. Not only did Chris surprise me with his knowledge, but the ease in which he accurately ran numbers and steered me in the right direction was pretty impressive. Often, I found myself laughing or enjoying each conversation with him despite each interaction being very real estate oriented - Chris Mason does not mess around with your money. When I purchase another home in the Bay, I will be sure to seek this man out. Highly recommended."

Anthony T.

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"If I had met Chris the first time I tried to buy a house back in 2013, I would have been able to do it. He is helpful and informative and gave me hope. Everyone should take a moment with Chris to learn how mortgages work so that they can truly know whether they can buy a house, either here in the bay area or elsewhere. Know your options, don't just guess at them."

Angela H.

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"I have to say my first home buying experience was rushed & unprofessional, it definitely left a sour taste for me. This time around through cross referencing, I was able find Chris & I am truly thankful for that. Chris walked me through the entire process (over the phone and in person) always making sure I was fully informed before committing to any agreements. Not only did he beat other rates, he saved me time & wasted effort. I’m looking forward to funding my next home before the close of this year, thank you Chris :)"

Brandon B.

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"Chris helped answer questions and guide me through the process. He was responsive and clear. Thank you!"

Alexandre M.

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"Fast closer and fast talker. Gets the job done quickly, I highly recommend."

Denny P.

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"Chris is your go-to for any home financing scenario - whether you're a first-time homebuyer, a homeowner hoping to leverage your equity for a second property purchase, or a Veteran hoping to use the VA Loan in a competitive housing market. He helped me brainstorm through multiple first-time homebuyer purchasing options in a rapidly appreciating market when I had a fixed (and limited) income as a teacher in Oakland. He is an expert in his field and does his job with patience and finesse. Highly recommend."

Katie P.

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"I met Chris at a local real estate symposium in Oakland and also heard him talk on a podcast as well. Chris is very experienced when it comes to loans and is also a good investor and strategic thinker. Chris helped me refinance my condo in 3 weeks, the process was very smooth and there were no hiccups. I didn't have to get an appraisal which saved me $500 and the 30 yr fixed interest rate was sub 3. I wish he would talk slower though as I can't keep up sometimes! =)"

Hayden H.

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"From our very first conversation it was clear that Chris was very willing to help educate us on the loan and home buying process. Of the three loan officers/brokers we talked to, Chris was clearly the most knowledgeable and answered every single one of our questions in a way we were able to understand. Most importantly, Chris found us the lowest rate and we were able to close in just over a month."

SeanPaul L.

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"This is our third transaction with Chris (purchase and refi) and also have worked with him when he was with another company. In all of our transaction Chris is knowledgeable about options (speed vs. cost), provides clear support for any issues, takes care of as much as possible and sets clear expectations for where he sees market forces moving. This is clearly a testament to him and his experience no matter where he works or who his client is. He is definitely a 'go to' for all your purchase or refi needs!"

Matthew D.

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"My husband and I worked with Chris to buy our first home, and we couldn't be happier with our decision to choose him. He was completely transparent throughout, got us a great rate, and was happy to explain everything we needed to know about mortgages. Not only did he back up his 21 day close, but we got cleared to close more than a week early! Can't recommend Chris and his team enough and will be happy to work with him again."

Kirsten N.

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"Chris is extremely knowledgeable about all things mortgage. Him and Brian make the whole process simple, smooth and quick. A refinance in under 3 weeks in the middle of a pandemic, Chris is the guy that can make this happen. Thanks again!"

Samuel L.

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"Chris was my mortgage broker for my recent home purchase. I had an aggressive timeline and thanks to Chris we pulled it off. His knowledge about mortgage products and the home buying process is vast, and he leverages that to your advantage as a home buyer. He takes your situation and your needs into account to get you the best outcome. And Chris isn't a time-waster, you owe it to yourself to take a few minutes to see what he can do for you.
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Brian K.

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"It was a pleasure working with Chris. The entire process was very straightforward and quick. Chris also ensured that we could close in a very tight window to meet the seller’s expectations. I have worked with a bank before to get another mortgage and process was much slower and more cumbersome."

Amir T.

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"Our loan process with Chris was super fast (3 weeks) and transparent. That was even faster than out seller and his agent expected so we had to wait for them to catch up."

Kiryl K.

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"The smoothest process we’ve ever been through when purchasing or refinancing a property. Chris was so knowledgeable, always picked up the phone to answer questions and delivered on what he promised. Best experience we’ve had was with Chris Mason. I’ve already passed his name and number onto friends and family, would use him and his team again in a heartbeat."

Meghan M.

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