SB 9 – convert your SFR into a duplex or triplex?!
California recently passed SB 9, which allows the owners of single family homes in urban areas to “divide their lots into two and build up to three additional homes on them” (LA Times). This is going to be a fairly fast (2 minute read) primer to answer...
HOWTO: Avoid the Mortgage Rate Bait-and-Switch
It's easier than you think! After you're done watching the below, check this out to ensure that you understand the numbers you are reading, and what they really mean. Still have questions? Let's...
HowTo: Read Mortgage Docs and Understand Your Loan Estimate
Getting a mortgage can be nerve-wracking! In this video, we will explain how to read the “Loan Estimate,” a standardized document required by regulation. We break it down line by line, and remove all confusion. Questions? Want a free review of your Loan...
Appraisal Risk Management 101
In this video, we go over the most basic way to manage the risks of an appraisal shortfall, also known as an appraisal “gap.” Risk management is important, and that's what this is about! For more detailed and advanced strategies, please see the link below...
Chris Mason, Loan Officer
