High Mortgage Fees Drive Me Crazy!
Did you know that since 2019 average feed paid by consumers, to lenders, for originating a mortgage, have gone up 40%?! #SupplyChain? We do over 75% of our mortgages with zero lender fees. We do not have 15 layers of middle management to pay out, we’re small,...
HowTo: Pay off debt to increase your mortgage approval amount!
A common mistake is for the would-be homebuyer to pay off the wrong debts before applying for preapproval. Don’t make that mistake! Reach out to us directly, so we can go over which specific debts of yours make the most sense to pay down, or off. Not all debt is...
SB 9 – convert your SFR into a duplex or triplex?!
California recently passed SB 9, which allows the owners of single family homes in urban areas to “divide their lots into two and build up to three additional homes on them” (LA Times). This is going to be a fairly fast (2 minute read) primer to answer...
HowTo: Read Mortgage Docs and Understand Your Loan Estimate
Getting a mortgage can be nerve-wracking! In this video, we will explain how to read the “Loan Estimate,” a standardized document required by regulation. We break it down line by line, and remove all confusion. Questions? Want a free review of your Loan...
Episode Recap – Marriage or Mortgage: “Out of the Friendzone”
Early/mid 20s, “friendzone” dude, over the course of like 7 years, overcame her defenses and became her man.Reality TV, so they’re both physically attractive. She’s a personal trainer, he’s a basketball coach. Their parents are giving them a huge chunk of change, and...
Chris Mason, Loan Officer
