Should you pull cash out of your California home before rates rise?
The most common reasons that homeowners pull cash out when they refinance are: Consolidate Debt. Mortgage rates are lower than most other types of rates, and with the payment spread over 30 years, it's more comfortable. Home Renovations. Some people use credit cards...
Hot Market Appraisal Strategies for California
Word is out, the real estate market is smoking hot right now. This often leads to concern about appraisal issues. What if the appraisal comes in low? Do I really need to "make up the full difference" with cash? What if I don't have an appraisal contingency, is that...
High Assets | No Job | Normal Mortgage: “I can afford the house outright. Why does the mortgage loan officer or bank care about W-2 income?”
This is an excellent question, and like many things when it comes to applying for a mortgage, it ties back to the events of 2008. In the fallout of that event, numerous things happened, including the passage of the Dodd-Frank Wall Street Reform and Consumer Protection...
Episode Recap – Marriage or Mortgage: “Out of the Friendzone”
Early/mid 20s, “friendzone” dude, over the course of like 7 years, overcame her defenses and became her man.Reality TV, so they’re both physically attractive. She’s a personal trainer, he’s a basketball coach. Their parents are giving them a huge chunk of change, and...
“You Have to Get Divorced to Get a Mortgage!”
Why would someone be told they have to get divorced to get a mortgage!? Keep reading for the in-depth answer.
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Mortgage Processing Terms
Mortgage brokers have their own industry lingo. These are commonly used phrases and expressions you may hear while we're processing your mortgage.
Monthly Mortgage Payment Calculator
Our mortgage calculator can help you figure out your monthly payments based on the home’s sale price, term, down payment, and interest rate.
What are FHA loans?
FHA loans have been helping people become homeowners since 1934. Learn how you can buy a home with as little as 3.5% down with an FHA loan.
