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Business Growth With an SBA 7a Loan

commercial mortgagesBiz Growth With an SBA 7a LoanOwnershipWhy should your business improve your landlord's property? If you're going to invest in improving your space, your business should own that space!LeverageSBA loans often require only 10 or 15% down. SBA loans...

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When should I refinance my California home in 2024?

The Frustration   I'll let Michael share his perspective, who purchased his home about a year ago with his soon-to-be-wife: "The moment mortgage rates started to drop, I started to get bombarded with solicitations to refinance. It's not at all clear to me who is...

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Recourse versus Non-recourse in commercial mortgages

Recourse? Non-Recourse? Bad-boy carveouts? One of the most common questions that comes up is if an investor should consider a recourse, or non-recourse, commercial mortgage. There are advantages and disadvantages to both. The biggest perceived advantage of...

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Debt-Ceiling Drama Causes Mortgage Rates to Rise

In recent weeks, mortgage rates have experienced a notable increase, marking the second consecutive week of upward movement. This rise is primarily attributed to the prevailing uncertainty surrounding the debt-ceiling standoff. As the U.S. economy demonstrates...

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Spring 2023 – What’s happened and what to expect

Last week, the real estate market saw a decrease in active inventory and new listing data, with the latter reaching an all-time low in 2023. However, purchase application data increased by 8%, indicating that homebuyers are moving quickly into escrow. The seasonal...

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