Get A Fast & Free Mortgage Rate Quote

We LOVE working with California home buyers because we know just how much value we can bring to their real estate experience. Call (415) 846-9211 or use the form below to get a FAST & FREE rate quote or schedule a 15 min consultation with Chris Mason.

Work With Us


Types of Loans We Offer

  • Conventional – for as little as 0%, 3%, 5%, and 10% down.
  • FHA Loans – insured by the Federal Housing Administration w/ a 3.5% down payment.
  • VA Loans – guaranteed by the U.S. Department of Veterans Affairs to assist veterans.
  • Down Payment Assistance – second mortgages to obtain a home with ZERO down.
  • Subsidized PMI – reduce your monthly payments when putting less than 20% down.
  • Buying From Family – mortgages for buying properties from family members.
  • Jumbo Loans – low down payments to finance luxury properties in highly competitive markets.
  • Vacation Home Loans – for vacation home buyers to maximize your tax incentives and lower your APR.


"Chris does a great job in taking the time to make sure we know what to do and what all the jargon means. He's very responsive and patient. Critical for first-time home buyers like us! Excellent work!"

Juan R.


"I was referred to Chris by a close friend of mine and after our first phone call I knew I was in good hands. I'm a new investor and Chris went above and beyond to help me with my first property. He got me a great interest rate and closing was way faster than I had expected! I will definitely be going through him again when I get my next property. Thanks again!"


Areas We Service

We serve clients all over California through our remote mortgage services.

Our local offices serve the greater East Bay Area including:

East Bay ◦ Berkeley ◦ Oakland ◦ San Francisco ◦ San Leandro ◦ Richmond ◦ Albany ◦ Alameda ◦ Pinole ◦ Martinez ◦ Contra Costa County ◦ San Lorenzo ◦ Hayward ◦ Fremont ◦ Walnut Creek ◦ Concord ◦ Union City ◦ Sacramento

California Mortgages

Chris Mason, loan officer at America’s Home Loans, has built a solid local reputation helping first time homebuyers, refinancers, and real estate investors obtain optimal and fast mortgage financing to help them accomplish their goals.

He prides himself on offering unparalleled support and treating every client like an INDIVIDUAL and not a NUMBER.

As an independent mortgage broker, we aren’t tied to one bank, lending institution, or single portfolio of loan programs. Which means we are able to shop the entire marketplace to find the best mortgage solution for your particular needs.

Read testimonials from our satisfied clients or contact us for a FAST & FREE rate quote or to schedule a 30 minute consultation with Chris to get all your mortgage questions answered.

Chris Mason, Loan Officer

Ready for the best mortgage experience of your life?

Click below to schedule a free 15 minute consultation or call (415) 846-9211.