{"id":2641,"date":"2024-02-02T19:19:38","date_gmt":"2024-02-02T19:19:38","guid":{"rendered":"https:\/\/www.eastbaysmortgagebroker.com\/?p=2641"},"modified":"2024-02-03T20:32:38","modified_gmt":"2024-02-03T20:32:38","slug":"when-should-i-refinance-my-california-home-in-2024","status":"publish","type":"post","link":"https:\/\/www.eastbaysmortgagebroker.com\/when-should-i-refinance-my-california-home-in-2024\/","title":{"rendered":"When should I refinance my California home in 2024?"},"content":{"rendered":"
\u00a0\u00a0I’ll let Michael share his perspective, who purchased his home about a year ago with his soon-to-be-wife: “The moment mortgage rates started to drop, I started to get bombarded with solicitations to refinance. It’s not at all clear to me who is acting in good faith, what the gotchas are, and what I need to look out for. The numbers sound great, but I just don’t know. Even if they are acting in good faith, is this proposed refinance tailored to me, or is it a generic one-size fits all that may not be a good fit?”<\/span><\/p>\n
\u00a0The Solution<\/em><\/p>\n
With our network of lenders, we can source a multitude of options, which we will narrow down to a few that are tailor suited to your goals and expectations. <\/span><\/p>\n
For example if this is your “forever” home, we will present 30 year fixed rate options that are a best-fit for that, along with at least one “standard” option that’s in-line with the solicitations you are already receiving. By contrast if this is your “3 to 5 year” home, we will still present at least one “standard” option, along with options focused on the lowest possible closing costs. <\/span><\/p>\n
If you’re about to start a new business, there are solutions tailor-fit for that, too. We do not need to collect your social security number or run your credit to present options, you will see numbers during our very first conversation; we do not avoid client-specific and scenario-specific rates, we embrace it. <\/span><\/p>\n