[et_pb_section fb_built=”1″ _builder_version=”4.16″ collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”H1 + Intro Text” _builder_version=”4.20.4″ custom_css_main_element=”width:100%;||max-width:840px;||margin-left:auto;||margin-right:auto;” global_colors_info=”{}”]<\/p>\n
With so many 5 Star Reviews from satisfied clients, it\u2019s easy to see why our clients keep coming back to us for all their mortgage needs. Browse some of our highlights below or write your own review for our El Cerrito<\/a> or Elk Grove<\/a> location.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_testimonial author=”Kevin C.” quote_icon=”off” admin_label=”Testimonial: Kevin C.” _builder_version=”4.18.0″ global_module=”610″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “We had unique circumstances and a dream home we didn\u2019t want to miss out on. Chris had the right tools to help make it happen. The difference with Chris vs other banks, was an interactive approach where we as buyers could actually see the math in real time. Way more transparent than any other lender I\u2019ve worked with. Definitely would recommend. Thanks Chris!”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Silas” quote_icon=”off” admin_label=”Testimonial: Silas” _builder_version=”4.7.5″ global_module=”1175″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris was probably the most key part of our home purchasing process. We had shopped around for mortgages, but after one conversation with Chris, it was obvious that his terms were top notch. In particular, he got us a competitive rate with 20% down and offered the fastest closing window. He did a great job of educating me as a first-time home buyer. He talks quickly and in a 10 minute conversation, we could cover what would take another agent a whole hour. I always felt like he maximized our time and worked incredibly efficiently. There were definitely occasions where it was clear that we had an edge on the competition because of Chris’s excellent terms and reputation for follow-through. We had a couple of extremely quick turnaround requests and we could always count on Chris to respond quickly and get us the information we needed. And last, but not least, he connected us with our real estate agent who moved mountains to get us the house we wanted.<\/strong> “<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Colin F.” quote_icon=”off” admin_label=”Testimonial: Colin F.” _builder_version=”4.5.3″ global_module=”864″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “I’m really glad I went with Chris Mason to help set up my mortgage. I had shopped around with various brokers\/lenders ahead of time and Chris came recommended via a friend who worked with him on their refinancing. I was really impressed with his responsiveness and how hard Chris worked. His communication was direct and clear (and often funny) every step of the way. I appreciated that he gave me the pros and cons for going with various mortgage options.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Iman W.” quote_icon=”off” admin_label=”Testimonial: Iman W.” _builder_version=”4.4.0″ global_module=”614″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris and his team were incredibly helpful. They came into the buying process very late (after I was already in escrow and it did not work out with a prior mortgage broker). Chris was able to offer me loan products that worked for me and successfully close on a tight schedule. He was also available to answer my questions. I highly recommend working with him.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Segismundo S.” quote_icon=”off” admin_label=”Testimonial: Segismundo S.” _builder_version=”4.4.0″ global_module=”618″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “As a greenhorn investor (really really green), I wholeheartedly appreciate working with Chris Mason. He made the process of refinancing so easy and clear. He was greatly transparent and had the best system for remotely relaying information to me in real time without me having to interpret the numbers – that would’ve been a disaster! I hope to work with Chris and his team at America’s Home Loans again in the future.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Adilah M.” quote_icon=”off” admin_label=”Testimonial: Adilah M.” _builder_version=”4.4.0″ global_module=”620″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris is well versed and loan products and is very responsive. He made sure that my buyers transactions closed on time and smoothly as possible.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Anthony T.” quote_icon=”off” admin_label=”Testimonial: Anthony T.” _builder_version=”4.4.5″ global_module=”861″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “I\u2019m happily and voluntarily writing this review because Chris was amazing throughout the home purchasing process. Not only did Chris surprise me with his knowledge, but the ease in which he accurately ran numbers and steered me in the right direction was pretty impressive. Often, I found myself laughing or enjoying each conversation with him despite each interaction being very real estate oriented – Chris Mason does not mess around with your money. When I purchase another home in the Bay, I will be sure to seek this man out. Highly recommended.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Angela H.” quote_icon=”off” admin_label=”Testimonial: Angela H.” _builder_version=”4.4.5″ global_module=”622″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “If I had met Chris the first time I tried to buy a house back in 2013, I would have been able to do it. He is helpful and informative and gave me hope. Everyone should take a moment with Chris to learn how mortgages work so that they can truly know whether they can buy a house, either here in the bay area or elsewhere. Know your options, don’t just guess at them.”<\/p>\n [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_testimonial author=”Juan R.” quote_icon=”off” admin_label=”Testimonial: Juan R.” _builder_version=”4.16″ global_module=”613″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris does a great job in taking the time to make sure we know what to do and what all the jargon means. He’s very responsive and patient. Critical for first-time home buyers like us! Excellent work!”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Henry P.” quote_icon=”off” admin_label=”Testimonial: Henry P.” _builder_version=”4.5.3″ _module_preset=”default” global_module=”901″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “I called Chris on August 10, 2020, on a recommendation from a friend. Was I going to buy a house? I wanted to! But how? Having lived in apartments my whole life, I was overwhelmed by this process and knew nothing about the industry. Chris picked up the phone and told me things I didn\u2019t know I needed to know. The fast-talking mortgage master was patient with my dumb questions (\u201cThe only dumb question is the one you don\u2019t ask\u201d) and replied quickly via email, text and phone — even walked me through forms line by line. By the end of the process, my very good agent told me, unprompted, \u201cYour lender is very good. Already ready to close\u2026. I\u2019m impressed.\u201d Six weeks and three days later, I’m sitting in my new living room. Thanks, Chris!”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Joseph L.” quote_icon=”off” admin_label=”Testimonial: Joseph L.” _builder_version=”4.5.3″ global_module=”896″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “My partner and I worked with Chris on the loan for our first home. From the first call, we learned a TON from Chris, who gave us extensive details about the process of getting a mortgage and why the market for mortgages acts the way it does. He also gave us some great information about the housing market in our area, and set reasonable expectations for us every step of the way. He was super transparent about where all the numbers were coming from, and got us a great mortgage rate. He was also very responsive with us and our realtor, and helped move along all of the parts of the process quickly and efficiently. Would recommend him highly to anyone.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Ashley W.” quote_icon=”off” admin_label=”Testimonial: Ashley W.” _builder_version=”4.4.5″ global_module=”873″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “This is the second time I’ve worked with Chris Mason. The first was to purchase my first home a few years ago, and more recently to refinance (and take advantage of the low rates!) Chris was always very helpful in explaining the home buying process, communicating timelines and helping make sure I was on track with submitting all the documentation needed. For the refinance, and for my initial purchase, Chris worked efficiently, utilizing technology, so I could close remotely without any issues.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”BK” quote_icon=”off” admin_label=”Testimonial: BK” _builder_version=”4.4.0″ global_module=”615″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “I was referred to Chris by a close friend of mine and after our first phone call I knew I was in good hands. I’m a new investor and Chris went above and beyond to help me with my first property. He got me a great interest rate and closing was way faster than I had expected! I will definitely be going through him again when I get my next property. Thanks again!”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Mukta P.” quote_icon=”off” admin_label=”Testimonial: Mukta P.” _builder_version=”4.16″ global_module=”619″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “We had a unique situation of refinancing one property and financing two properties, and Chris helped customize the loans for us. Although the refinance fell through due to appraisal issues, Chris was able to close within 4 weeks and gave us a great interest rate. Definitely recommend him!”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Jessica H.” quote_icon=”off” admin_label=”Testimonial: Jessica H.” _builder_version=”4.16″ global_module=”621″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “I have completed 4 transactions with Chris and defer to him for all loan market trends. He is responsive and knowledgeable. I can not recommend him highly enough. I always appreciate working with him. Go to guy for property financing.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Brandon B.” quote_icon=”off” admin_label=”Testimonial: Brandon B.” _builder_version=”4.16″ global_module=”623″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “I have to say my first home buying experience was rushed & unprofessional, it definitely left a sour taste for me. This time around through cross referencing, I was able find Chris & I am truly thankful for that. Chris walked me through the entire process (over the phone and in person) always making sure I was fully informed before committing to any agreements. Not only did he beat other rates, he saved me time & wasted effort. I\u2019m looking forward to funding my next home before the close of this year, thank you Chris :)”<\/p>\n [\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_testimonial author=”Matthew D.” quote_icon=”off” admin_label=”Testimonial: Matthew D.” _builder_version=”4.5.3″ global_module=”968″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “This is our third transaction with Chris (purchase and refi) and also have worked with him when he was with another company. In all of our transaction Chris is knowledgeable about options (speed vs. cost), provides clear support for any issues, takes care of as much as possible and sets clear expectations for where he sees market forces moving. This is clearly a testament to him and his experience no matter where he works or who his client is. He is definitely a ‘go to’ for all your purchase or refi needs!”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Samuel L.” quote_icon=”off” admin_label=”Testimonial: Samuel L.” _builder_version=”4.16″ global_module=”993″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris is extremely knowledgeable about all things mortgage. Him and Brian make the whole process simple, smooth and quick. A refinance in under 3 weeks in the middle of a pandemic, Chris is the guy that can make this happen. Thanks again!”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Shannon R.” quote_icon=”off” admin_label=”Testimonial: Shannon R.” _builder_version=”4.7.5″ global_module=”1140″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “We had the best experience working with Chris on our cash out refi. He went above and beyond to ensure that we closed quickly and with the best interest rate. I appreciate his sense of humor and knowledge of the market. I recommend him wholeheartedly. I feel so fortunate to have found him.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Cleve B.” quote_icon=”off” admin_label=”Testimonial: Cleve B.” _builder_version=”4.4.0″ global_module=”617″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Results in 2 words ….”WARP SPEED!” I was dealing with the disappointment of the “Big Banks” taking weeks to get back to me, after giving them all my personal financial information, I just felt unimportant to them like another number. I was frustrated with calling these banks and having to leave messages over the phone and email back and forth days later. I literally wasted 2 weeks with them getting nowhere.<\/p>\n During this process a friend of mine referred me to Chris Mason at America’s Home Loans. I called Chris trying to arrange an appointment or leave a message, however to my surprise Chris answered immediately and within minutes of gathering a little information Chris emailed me a spreadsheet with all my mortgage possibilities. In real time over speaker phone I am looking at His mortgage rate offers and we settling at an offer of 3.125%. This smashed what the “Big Banks” were offering me at 3.75% and 4.125%. Additionally from starting this process to closing only 15 days elapsed. FAST!! Chris always made me feel like he would make time for me and my mortgage needs. And the simplicity with his operation is on another level. Chris may you “Live Long and Prosper!” Many Thanks..”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Meghan M.” quote_icon=”off” admin_label=”Testimonial: Meghan M.” _builder_version=”4.7.5″ global_module=”1056″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “The smoothest process we\u2019ve ever been through when purchasing or refinancing a property. Chris was so knowledgeable, always picked up the phone to answer questions and delivered on what he promised. Best experience we\u2019ve had was with Chris Mason. I\u2019ve already passed his name and number onto friends and family, would use him and his team again in a heartbeat.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Shannon L.” quote_icon=”off” admin_label=”Testimonial: Shannon L.” _builder_version=”4.7.5″ global_module=”1210″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “We just completed a cash out refi with Chris and we had the best experience. We are recommending Chris to everyone we know. He was so helpful throughout the process, a total pleasure to work with, and he got us an amazing interest rate. “<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Faryl Z.” quote_icon=”off” admin_label=”Testimonial: Faryl Z.” _builder_version=”4.7.5″ global_module=”1212″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris is someone who is not only knowledgeable, he is able to explain things in a way that is easy to understand, even if you are just embarking on your home buying process. I learned more in a 45 minute phone call with Chris than in a month I’ve been trying to educate myself online. Chris makes it simple to schedule time with him and uses that time extremely efficiently to assess your needs and point you towards your next steps. His communications are quick, clear, & concise, with the right mix of personal touch to make sure you know what’s needed at each step to keep things moving forward. “<\/p>\n [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_testimonial author=” Kirsten N.” quote_icon=”off” admin_label=”Testimonial: Kirsten N.” _builder_version=”4.5.3″ global_module=”981″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “My husband and I worked with Chris to buy our first home, and we couldn’t be happier with our decision to choose him. He was completely transparent throughout, got us a great rate, and was happy to explain everything we needed to know about mortgages. Not only did he back up his 21 day close, but we got cleared to close more than a week early! Can’t recommend Chris and his team enough and will be happy to work with him again.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Brian K.” quote_icon=”off” admin_label=”Testimonial: Brian K.” _builder_version=”4.7.5″ global_module=”1044″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris was my mortgage broker for my recent home purchase. I had an aggressive timeline and thanks to Chris we pulled it off. His knowledge about mortgage products and the home buying process is vast, and he leverages that to your advantage as a home buyer. He takes your situation and your needs into account to get you the best outcome. And Chris isn’t a time-waster, you owe it to yourself to take a few minutes to see what he can do for you. [\/et_pb_testimonial][et_pb_testimonial author=”Amir T.” quote_icon=”off” admin_label=”Testimonial: Amir T.” _builder_version=”4.7.5″ global_module=”1049″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “It was a pleasure working with Chris. The entire process was very straightforward and quick. Chris also ensured that we could close in a very tight window to meet the seller\u2019s expectations. I have worked with a bank before to get another mortgage and process was much slower and more cumbersome.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Cynthia & William” quote_icon=”off” admin_label=”Testimonial: Cynthia & William” _builder_version=”4.7.5″ global_module=”1209″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “As first time homebuyers, Chris did a wonderful job of helping us close on our dream home. He was readily available when we had questions, communicated clearly, and made every transaction easy. We closed very quickly! He was extremely helpful and transparent with the whole process. Exceptional work. We would highly recommend Chris and his services!”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Kiryl K.” quote_icon=”off” admin_label=”Testimonial: Kiryl K.” _builder_version=”4.7.5″ global_module=”1055″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Our loan process with Chris was super fast (3 weeks) and transparent. That was even faster than out seller and his agent expected so we had to wait for them to catch up.”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Jessica S.” quote_icon=”off” admin_label=”Testimonial: Cynthia & William” _builder_version=”4.7.5″ global_module=”1248″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris was fantastic to work with on our refi. He was quick to respond and got things moving faster and with a better rate than our previous lender, so we switched! He was very clear about every step of the process, answered my dumb questions with his signature positivity, and almost everything was able to be done remotely\/virtually saving us a ton of time. We closed quickly and were able to pay off our construction loan before the next payment was due. Highly recommend him to anyone. Thank you Chris!!!<\/span>“<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Laura L.” quote_icon=”off” admin_label=”Testimonial: Laura L.” _builder_version=”4.7.5″ global_module=”1211″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “I have bought, sold, and refinanced many times in my long life, but this last time with Chris was a dream. He did all the research and hard work resulting in my saving $300\/month mortgage payments! He was responsive, fast, thorough, and very nice to work with. Thank you Chris!”<\/p>\n [\/et_pb_testimonial][et_pb_testimonial author=”Andrew C.” quote_icon=”off” admin_label=”Testimonial: Andrew C.” _builder_version=”4.9.2″ global_module=”1236″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris was awesome! Took his time to walk me through every step of the way, and responsive any time I reached out with a question.”<\/p>\n [\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_class=”et-show-more-container” _builder_version=”4.16.0″ collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_text=”Show More” button_alignment=”center” module_class=”et-show-more-toggle” _builder_version=”4.16.0″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#87082a” button_border_width=”0px” button_icon=”||divi||400″ button_icon_color=”#FFFFFF” button_on_hover=”off” global_colors_info=”{}”][\/et_pb_button][et_pb_code _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
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