{"id":2224,"date":"2023-07-02T19:39:50","date_gmt":"2023-07-02T19:39:50","guid":{"rendered":"https:\/\/www.eastbaysmortgagebroker.com\/?page_id=2224"},"modified":"2023-09-06T23:59:14","modified_gmt":"2023-09-06T23:59:14","slug":"home-equity-line-of-credit","status":"publish","type":"page","link":"https:\/\/www.eastbaysmortgagebroker.com\/home-equity-line-of-credit\/","title":{"rendered":"HELOCs"},"content":{"rendered":"

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Tap into your home equity today with our new fixed interest HELOC Loans. See below for details.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ background_image=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2023\/04\/California-Dream-For-All-Program.jpg” min_height=”720px” custom_margin=”0px||0px||false|false” custom_padding=”200px||100px||false|false” locked=”off” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.21.0″ width=”100%” custom_margin=”0px||0px||false|false” custom_padding=”0px|20px|0px|20px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#FFFFFF” header_font_size=”46px” custom_margin=”||5px|||” header_font_size_tablet=”46px” header_font_size_phone=”33px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Home Equity Line of Credit (HELOC)<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”18px” header_font=”|700|||||||” header_text_color=”#FFFFFF” header_font_size=”46px” header_font_size_tablet=”46px” header_font_size_phone=”33px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

America\u2019s Home Loans is proud to offer a fast, simple, and cost-effective way to tap into your home equity in California.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.21.0″ _module_preset=”default” max_width=”640px” module_alignment=”center” custom_margin=”20px||||false|false” custom_padding=”20px||20px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/www.eastbaysmortgagebroker.com\/contact\/” button_text=”Talk To Chris” button_alignment=”center” _builder_version=”4.21.0″ _module_preset=”default” custom_button=”on” button_text_size=”22px” button_text_color=”#FFFFFF” button_bg_color=”#87082a” button_border_width=”1px” button_icon=”||divi||400″ button_on_hover=”off” custom_css_main_element=”min-width: 225px;” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”#apply” button_text=”Get My Rate” button_alignment=”center” _builder_version=”4.21.0″ _module_preset=”default” custom_button=”on” button_text_size=”22px” button_text_color=”#FFFFFF” button_bg_color=”#87082a” button_border_width=”1px” button_icon=”||divi||400″ button_on_hover=”off” custom_css_main_element=”min-width: 225px;” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ custom_padding=”30px||30px||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”H1 Refinance Your Mortgage” _builder_version=”4.22.1″ text_font_size=”24px” text_line_height=”30px” global_colors_info=”{}”]Looking to tap into the equity in your home for renovations, to start a business, or for other sizable expenses? Chris Mason and America’s Home Loans can help!<\/p>\n

We offer fixed interest rate HELOCs on primary residences, 2nd homes, and investment properties. The process is super quick, takes 5-10 days typically from start to funding, and almost everything from the appraisal to income verification is automated\/online. Plus there are no out of pocket costs. If approved, you will have real numbers that you can say yes\/no to, or customize, before moving forward with a hard credit pull to finalize the application.<\/span><\/p>\n

Schedule a free 15 minute phone consultation<\/a> with our head loan officer Chris Mason to learn more about obtaining a home equity line of credit or find out your HELOC rate online<\/a>.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ custom_margin=”||||false|false” custom_padding=”30px||30px||false|false” border_width_top=”1px” border_width_bottom=”1px” collapsed=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.21.0″ global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_icon font_icon=”||fa||400″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

California HELOC<\/h2>\n

Home equity lines of credit anywhere in California.<\/p>\n

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Fixed Interest Rates<\/h2>\n

Lock in a low rate for the next 10-30 years.<\/p>\n

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Borrow on Investments<\/h2>\n

HELOCS for primary, 2nd homes, & investment properties.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.21.0″ global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

100% Online<\/h2>\n

Everything automated from income verification to appraisal.<\/p>\n

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Super Quick Process<\/h2>\n

Typically 5-10 days from start to funding.<\/p>\n

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No Out of Pocket Costs<\/h2>\n

Plus no SSN or hard credit pull required.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ custom_padding=”30px||30px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” header_2_text_color=”#FFFFFF” background_color=”#87082a” custom_padding=”20px||15px||false|false” global_colors_info=”{}”]<\/p>\n

California HELOC FAQs<\/h2>\n

[\/et_pb_text][et_pb_accordion _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item open=”on” _builder_version=”4.20.4″ _module_preset=”default” custom_css_main_element=”display: none;” global_colors_info=”{}”][\/et_pb_accordion_item][et_pb_accordion_item title=”How long does it take to get a HELOC?” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n

Obtaining a home equity line of credit in California is a super quick process and typically takes no longer than 5-10 days from application to funding. The entire process is automated online from income verification to home appraisal with no out-of-pocket expenses.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”How much does it cost?” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n

There are no upfront out-of-pocket costs to apply for or obtain a home equity line of credit through America’s Home Loans. You only pay a fixed interest rate on money borrowed if you choose to access your HELOC.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Will applying for a HELOC affect my credit score?” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n

Pre-qualifying for a home equity line of credit in California does not affect your credit score. No social security is required and we do not perform a hard pull on your credit.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”What rates can you offer?” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n

Rates for HELOC loans in California vary based on the amount borrowed, duration of the loan, value of your home, equity in your home, and borrower credit history. Schedule a free 15 minute phone call<\/a> with Chris to inquire more about our current rates.\u00a0<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”How do I get started with a HELOC?” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}” open=”off”]Contact Chris Mason today for a free 15 minute consultation<\/a> or find out your HELOC rate online<\/a> to get started.[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_image src=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2020\/03\/Chris-Mason-480.jpg” admin_label=”Image: Chris Mason” _builder_version=”4.16″ custom_margin=”||0px||false|false” global_module=”1068″ global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”Chris Mason, Loan Officer” _builder_version=”4.16″ text_orientation=”right” custom_margin=”0px||||false|false” global_module=”1067″ global_colors_info=”{}”]<\/p>\n

Chris Mason, Loan Officer<\/p>\n

[\/et_pb_text][et_pb_toggle title=”Areas We Service” admin_label=”Areas We Service Toggle” _builder_version=”4.16.0″ global_module=”1060″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n

Our local offices<\/strong> serve the greater East Bay Area including:<\/p>\n

East Bay \u25e6 Berkeley \u25e6 Oakland<\/a> \u25e6 San Leandro \u25e6 Richmond<\/a> \u25e6 Albany \u25e6 Alameda \u25e6 Pinole \u25e6 Martinez \u25e6 Contra Costa County \u25e6 San Lorenzo \u25e6 Hayward \u25e6 Fremont \u25e6 Walnut Creek \u25e6 Concord \u25e6 Union City \u25e6 Sacramento<\/a> \u25e6 Elk Grove<\/a> \u25e6 Vallejo<\/a><\/p>\n

Our remote services<\/strong> allow us to serve clients anywhere in California<\/a> including the Los Angeles and San Diego Metropolitan Areas.<\/p>\n

[\/et_pb_toggle][et_pb_text admin_label=”Clients Found Us By Searching” _builder_version=”4.21.0″ global_colors_info=”{}”]<\/p>\n

Clients Found Us By Searching<\/h2>\n
    \n
  • California home equity lines of credit<\/li>\n
  • home equity loans in California<\/span><\/li>\n
  • California HELOC<\/li>\n
  • home equity lines of credit on investment homes<\/li>\n
  • HELOC loans on second homes<\/li>\n
  • low interest HELOC in California<\/li>\n
  • fixed rate HELOC loans in CA<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”apply” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”<\/p>\n

    Find Out Your HELOC Rate<\/h2>\n

    See What Rate You Qualify For | 100% Automated Online | No SSN \/ No Hard Credit Pulls Required<\/p>\n

    ” content_phone=”<\/p>\n

    Find Out Your HELOC Rate<\/h2>\n

    See What Rate You Qualify For | 100% Automated Online | No SSN \/ No Hard Credit Pulls Required<\/p>\n

    ” content_last_edited=”on|phone” _builder_version=”4.22.1″ _module_preset=”default” header_2_text_align=”center” header_2_font_size=”47px” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

    \u2b50 Start Your HELOC \u2b50<\/h2>\n

    See What Rate You Qualify For | 100% Automated Online | No SSN \/ No Hard Credit Pulls Required<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n