[et_pb_section fb_built=”1″ _builder_version=”4.16″ custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ width=”100%” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_slider _builder_version=”4.23.1″ _module_preset=”default” header_font=”DM Serif Display||||||||” header_text_align=”center” min_height_tablet=”640px” min_height_phone=”640px” min_height_last_edited=”on|phone” header_font_size_tablet=”46px” header_font_size_phone=”44px” header_font_size_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_slide heading=”Celebrating 10 years in business serving California real estate buyers!” _builder_version=”4.23.1″ _module_preset=”default” header_text_align=”center” body_font_size=”22px” background_image=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2023\/12\/2024-Slide-1.jpg” background_enable_image=”on” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n
We bring the reputation, reliability, and experience you can trust.<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”How much can we save you on your next mortgage?” _builder_version=”4.23.1″ _module_preset=”default” header_text_align=”center” body_font_size=”22px” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.42) 0%|rgba(10,10,10,0.22) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2023\/12\/2024-Slide-2.jpg” background_enable_image=”on” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n
Serving real estate buyers throughout California since 2014.<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”Shop Multiple Lenders With One Application” _builder_version=”4.23.1″ _module_preset=”default” header_text_align=”center” body_font_size=”22px” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.56) 0%|rgba(0,0,0,0.25) 99%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2023\/12\/2024-Slide-3.jpg” background_enable_image=”on” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n
We shop the entire marketplace of real estate loans to find you the most optimal mortgage.<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”Phenomenally Fast Closings” _builder_version=”4.23.1″ _module_preset=”default” header_text_align=”center” body_font_size=”22px” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.45) 0%|rgba(0,0,0,0.24) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2023\/12\/2024-Slide-4.jpg” background_enable_image=”on” header_font_size_tablet=”” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n
We create a financing timeline and then stick to it so that you can stay on track to close on the expected date.<\/p>\n
[\/et_pb_slide][et_pb_slide heading=”Unparalleled Support” _builder_version=”4.23.1″ _module_preset=”default” header_text_align=”center” body_font_size=”22px” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.66) 0%|rgba(0,0,0,0.19) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2023\/12\/2024-Slide-5.jpg” background_enable_image=”on” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n
From the very beginning to the end of your financing process, we don’t rest until you’re a property owner!<\/p>\n
[\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”4 Big Bullets Section” module_class=”two-columns” _builder_version=”4.17.4″ global_module=”564″ saved_tabs=”all” locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ admin_label=”4 Big Bullets Row” _builder_version=”4.23.1″ background_color=”#87082a” width=”100%” module_alignment=”center” custom_padding=”20px|20px|20px|20px|false|false” border_width_bottom=”1px” border_color_bottom=”#87082a” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Personal Service” _builder_version=”4.16″ text_font=”Alatsi||||||||” text_text_color=”#ffffff” text_font_size=”26px” text_orientation=”center” text_font_size_tablet=”” text_font_size_phone=”18px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
PERSONAL
SERVICE<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Shop Multiple Lenders Rates” _builder_version=”4.16″ text_font=”Alatsi||||||||” text_text_color=”#ffffff” text_font_size=”26px” text_orientation=”center” text_font_size_tablet=”” text_font_size_phone=”18px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
SHOP MULTIPLE
LENDERS RATES<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Phenomenally Fast Closings” _builder_version=”4.16″ text_font=”Alatsi||||||||” text_text_color=”#ffffff” text_font_size=”26px” text_orientation=”center” text_font_size_tablet=”” text_font_size_phone=”18px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
PHENOMENALLY
FAST CLOSINGS<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Unparalleled Support” _builder_version=”4.16″ text_font=”Alatsi||||||||” text_text_color=”#ffffff” text_font_size=”26px” text_orientation=”center” text_font_size_tablet=”” text_font_size_phone=”18px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
UNPARALLELED
SUPPORT<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”H1 Intro Text + Chris Photo” _builder_version=”4.16″ custom_padding=”8px||0px|||” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”||5px|||” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”H1 Intro text” _builder_version=”4.20.4″ header_font_size=”24px” background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]<\/p>\n
Chris Mason has built a solid local reputation helping first time homebuyers<\/a>, refinancers<\/a>, and real estate investors<\/a> obtain optimal and fast mortgage financing to help them accomplish their goals since 2014.<\/p>\n We serve clients all over California through our remote mortgage<\/a> services.<\/strong> Even though we’re working remotely, our clients tell us that our personalized and attentive service is like having us in the same room!<\/p>\n Our multiple offices in California locally serve the greater San Francisco Bay Area including:<\/strong> El Cerrito, East Bay, Berkeley, Oakland<\/a>, San Francisco, San Leandro, Richmond<\/a>, Albany, Alameda, Pinole, Martinez, Contra Costa County, San Lorenzo, Hayward, Fremont, Walnut Creek, Concord, Union City, Vallejo<\/a>, Elk Grove<\/a>, and Sacramento<\/a>.<\/p>\n Chris Mason and America’s Home Loans are deeply committed to their clients and ensuring that they receive an above optimal experience by providing sophisticated and personalized brokerage services at every step of the loan origination process. We take pride in treating each client as an individual, not a number, and are committed to helping you obtain the absolute best loan possible. Contact us today at (415) 846-9211<\/a> or schedule a free consultation via our online form<\/a> for a FAST & FREE rate quote and to get all your mortgage questions answered with Chris.<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2020\/03\/Chris-Mason-480.jpg” admin_label=”Chris Mason Photo” _builder_version=”4.16″ custom_margin=”||-1px|||” global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”Chris Mason, Loan Officer” _builder_version=”4.16″ text_font=”||on||||||” text_orientation=”right” global_colors_info=”{}”]Chris Mason, Loan Officer[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”As Seen On Section” _builder_version=”4.16.0″ custom_padding=”8px||0px|||” global_module=”1807″ saved_tabs=”all” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”As Seen On” _builder_version=”4.16.0″ _module_preset=”default” header_2_font=”Abril Fatface||||||||” header_2_font_size=”41px” animation_style=”zoom” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ module_class=”two-columns” _builder_version=”4.16.0″ _module_preset=”default” custom_css_main_element=”display: flex;” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2022\/04\/San-Francisco-Chronicle.jpg” alt=”San Francisco Chronicle” title_text=”San Francisco Chronicle” url=”https:\/\/www.sfchronicle.com\/bayarea\/article\/mortgage-rates-home-prices-17120800.php” url_new_window=”on” align=”center” admin_label=”SF Chronicle” _builder_version=”4.16.0″ _module_preset=”default” animation_style=”slide” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2022\/04\/Wall-Street-Journal.jpg” alt=”Wall Street Journal” title_text=”Wall Street Journal” url=”https:\/\/www.wsj.com\/articles\/mortgage-firms-churning-refinance-loans-to-veterans-1506510002″ url_new_window=”on” align=”center” admin_label=”Wall Street Journal” _builder_version=”4.16.0″ _module_preset=”default” animation_style=”slide” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2022\/04\/The-Weekender.jpg” alt=”The Weekender” title_text=”The Weekender” url=”https:\/\/www.dailycal.org\/2019\/03\/31\/from-brass-to-class-uc-berkeley-student-veterans-explain-their-transitions-into-higher-education\/” url_new_window=”on” align=”center” admin_label=”The Weekender” _builder_version=”4.16.0″ _module_preset=”default” animation_style=”slide” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2022\/04\/World-Class-Performer.jpg” alt=”World Class Performer” title_text=”World Class Performer” url=”https:\/\/worldclassperformer.com\/short-life-lessons-from-chris-mason\/” url_new_window=”on” align=”center” _builder_version=”4.16.0″ _module_preset=”default” animation_style=”slide” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”How may we help you?” _builder_version=”4.16″ background_color=”#f7f7f7″ custom_padding=”40px||40px||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”H2 How may we help you?” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_button button_url=”\/primary-residence-mortgages” button_text=”Home Buyers” button_alignment=”center” admin_label=”Home Buyer Button” _builder_version=”4.16″ custom_button=”on” button_text_size=”22px” button_text_color=”#ffffff” button_bg_color=”#87082a” button_border_width=”0px” custom_margin_tablet=”” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|desktop” custom_css_main_element=”min-width: 225px” global_colors_info=”{}” custom_css_main_element_last_edited=”off|phone”][\/et_pb_button][et_pb_text admin_label=”Home Buyer Subtext” _builder_version=”4.16″ text_font_size=”12px” custom_margin=”||15px||false|false” global_colors_info=”{}”]<\/p>\n I am purchasing a primary residence or second home.<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_button button_url=”\/investment-property-mortgages\/” button_text=”Investors” button_alignment=”center” admin_label=”Investor Button” _builder_version=”4.16″ custom_button=”on” button_text_size=”22px” button_text_color=”#ffffff” button_bg_color=”#87082a” button_border_width=”0px” custom_css_main_element=”min-width: 225px” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=”min-width: 225px” custom_css_main_element_phone=”min-width: 225px”][\/et_pb_button][et_pb_text admin_label=”Investor Subtext” _builder_version=”4.16″ text_font_size=”12px” custom_margin=”||15px||false|false” global_colors_info=”{}”]<\/p>\n I am purchasing an investment property.<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_button button_url=”\/refinancing\/” button_text=”Refinancers” button_alignment=”center” admin_label=”Refinancing Button” _builder_version=”4.16″ custom_button=”on” button_text_size=”22px” button_text_color=”#ffffff” button_bg_color=”#87082a” button_border_width=”0px” custom_css_main_element=”min-width: 225px” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=”min-width: 225px” custom_css_main_element_phone=”min-width: 225px”][\/et_pb_button][et_pb_text admin_label=”Refinancing Subtext” _builder_version=”4.16″ text_font_size=”12px” global_colors_info=”{}”]<\/p>\n I am refinancing a home or investment property.<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_button button_url=”\/realtors\/” button_text=”Realtors” button_alignment=”center” admin_label=”Realtors Button” _builder_version=”4.16″ custom_button=”on” button_text_size=”22px” button_text_color=”#ffffff” button_bg_color=”#87082a” button_border_width=”0px” custom_css_main_element=”min-width: 225px” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=”min-width: 225px” custom_css_main_element_phone=”min-width: 225px”][\/et_pb_button][et_pb_text admin_label=”Realtors Subtext” _builder_version=”4.16″ text_font_size=”12px” global_colors_info=”{}”]<\/p>\n I am a Realtor helping a client obtain a mortgage.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Testimonials” _builder_version=”4.16″ custom_padding=”2px||3px|||” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_testimonial author=”Kevin C.” quote_icon=”off” admin_label=”Testimonial: Kevin C.” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “We had unique circumstances and a dream home we didn\u2019t want to miss out on. Chris had the right tools to help make it happen. Way more transparent<\/strong> than any other lender I\u2019ve worked with. Definitely would recommend. Thanks Chris!”[\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_testimonial author=”Juan R.” quote_icon=”off” admin_label=”Testimonial: Juan R.” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “Chris does a great job in taking the time to make sure we know what to do and what all the jargon means. He’s very responsive and patient. Critical for first-time home buyers<\/strong> like us! Excellent work!”[\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ custom_margin=”-17px|auto||auto||” custom_padding=”2px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Read more testimonials” _builder_version=”4.16.0″ custom_margin=”4px|||||” global_colors_info=”{}”]<\/p>\n \u2b50 Read more testimonials from satisfied clients. \u2b50<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ background_color=”#f7f7f7″ custom_padding=”40px||40px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.16″ custom_css_main_element=”max-width:720px;||width:100%;||margin-left:auto;||margin-right:auto;” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_number_counter title=”Cities Served” number=”482″ percent_sign=”off” admin_label=”Cities Served” _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_number_counter title=”Million in Loans Funded” number=”200″ percent_sign=”off” admin_label=”Loans Funded” module_class=”dollar” _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_number_counter title=”Years In Business” number=”10″ percent_sign=”off” admin_label=”Years In Business” _builder_version=”4.23.1″ global_colors_info=”{}” global_module=”2432″ theme_builder_area=”post_content”][\/et_pb_number_counter][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”We know numbers” _builder_version=”4.16″ custom_css_main_element=”max-width:720px;||width:100%;||margin-left:auto;||margin-right:auto;” global_colors_info=”{}”]<\/p>\n At America’s Home Loans, we take pride in treating each client as an INDIVIDUAL and not a NUMBER. You’re more than just a loan application to us and we are committed to understanding your needs and helping you obtain the absolute best loan possible.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_image src=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2020\/03\/Homeowner-Couple.jpg” align=”center” _builder_version=”4.16″ width=”100%” max_width=”640px” global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”FAQs” _builder_version=”4.16.0″ custom_css_main_element=”max-width:720px;||width:100%;||margin-left:auto;||margin-right:auto;” global_colors_info=”{}”]<\/p>\n Below are answers to some of our most frequently asked questions. If at any point you need assistance, please call (415) 846-9211<\/a> or schedule a consultation<\/a> via our online form for a FAST & FREE quote with Chris Mason.<\/p>\n As an independent mortgage broker, we aren’t tied to one bank, lending institution, or single portfolio of loan programs. Which means we are able to shop the entire<\/em> marketplace to find the best mortgage solution for your particular needs.<\/p>\n Whereas, you might also be familiar with the terms mortgage banker<\/em> or direct lender<\/em>, which we are not. Direct lenders work for one bank or lending institution and are only able to sell mortgages from the loan programs made available to them by their bank. In the state of California, only independent mortgage brokers are legal fiduciaries. So when you walk into a Wells Fargo, the direct lender you speak to is only held to the standard of a sales person, not a fiduciary, which means he or she can put their bank’s and their own personal financial interests above your financial interests.<\/p>\n When shopping for mortgages, you should never just<\/em> speak to a direct lender because you’d be excluding yourself from a broad set of loan programs that most likely offer lower rates, better terms, and faster closings.<\/p>\n Banks can get away with offering non-competitive rates because they are oftentimes where new home buyers begin and end their mortgage shopping. (Which is a mistake!) All big banks do is take the profits they made on originating your loan and then immediately sell your mortgage to another institution.<\/p>\n An independent mortgage broker like America’s Home Loans lets you cut out the middleman (the banks) and find the best rates directly with these other lending institutions. This is why once home buyers and investors discover independent mortgage brokers, they never shop mortgages with banks ever again!<\/p>\n At America’s Home Loans, we have loan programs that cater all the way from first time home buyers to experienced investors — plus everyone in between. As a locally operated independent mortgage broker, we look to grow long term relationships with our home buyer and investor clients, and value business of any loan size.<\/p>\n We are licensed by the Department of Real Estate in California and serve clients all over the state of California<\/strong>. Our offices are headquartered in El Cerrito, California but our remote mortgage services allow us to service clients from San Diego to San Francisco and every city in between. Even though we\u2019re working remotely, our clients tell us that our personalized and attentive service is like having us in the same room. Read our testimonials<\/a> from satisfied clients.<\/p>\n Many websites post APRs (annual percentage rates) online to attract home buyers into beginning the loan application process with them. However often time those advertised rates are not available to you after your application is submitted, or the rates themselves don’t include the expensive upfront origination fees which are discovered later, or they assume a 50% down payment which is ridiculous!<\/p>\n At America’s Home Loans, we highly value transparency<\/strong> and make it the cornerstone of all of our marketing and client communications. While we can offer competitive rates like the ones you see advertised online, and simultaneously offer better terms and phenomenally fast closings, we do not publicly display our rates so that we can begin the conversation with REAL numbers. It only takes a few minutes and a little bit of information to get a FAST & FREE rate quote.<\/p>\n The easiest way to get a FAST & FREE rate quote is to call Chris Mason at (415) 846-9211<\/a> or use our online form<\/a> to schedule a free consultation. Let us see how much we can save YOU on a home mortgage!<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Testimonials” _builder_version=”4.16″ custom_padding=”2px||0px|||” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_testimonial author=”Segismundo S.” quote_icon=”off” admin_label=”Testimonial: Segismundo S.” _builder_version=”4.4.0″ global_module=”618″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “As a greenhorn investor (really really green), I wholeheartedly appreciate working with Chris Mason. He made the process of refinancing so easy and clear. He was greatly transparent and had the best system for remotely relaying information to me in real time without me having to interpret the numbers – that would’ve been a disaster! I hope to work with Chris and his team at America’s Home Loans again in the future.”<\/p>\n [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_testimonial author=”Jessica H.” quote_icon=”off” admin_label=”Testimonial: Jessica H.” _builder_version=”4.4.0″ global_module=”621″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “I have completed 4 transactions with Chris and defer to him for all loan market trends. He is responsive and knowledgeable. I can not recommend him highly enough. I always appreciate working with him. Go to guy for property financing.”<\/p>\n [\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Global CTA (Footer)” _builder_version=”4.16″ background_color=”#0b2302″ custom_padding=”50px||20px||false|false” saved_tabs=”all” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_color=”RGBA(0,0,0,0)” width=”100%” module_alignment=”center” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_2_text_color=”#FFFFFF” background_color=”RGBA(0,0,0,0)” custom_margin=”||0px|||” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_cta button_url=”\/contact\/” button_text=”Get Started” admin_label=”Call To Action” _builder_version=”4.16.0″ background_color=”#0b2302″ custom_button=”on” button_text_size=”24px” button_text_color=”#ffffff” button_bg_color=”#87082a” button_border_width=”0px” button_icon=”||divi||400″ button_on_hover=”off” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” button_text_size_tablet=”” button_text_size_phone=”20px” button_text_size_last_edited=”on|phone” custom_css_main_element=”padding-top:100px;||padding-bottom:100px;” global_colors_info=”{}”]<\/p>\nAs Seen On<\/h2>\n
How can we help you today?<\/h2>\n
We know numbers. And you’re not one of them!<\/em><\/span><\/h2>\n
FAQs ?<\/h2>\n
What’s an “independent mortgage broker”?<\/h3>\n
Why are my bank’s rates so much higher than the ones you offer?<\/h3>\n
What type of clients do you work with?<\/h3>\n
Which areas do you service?<\/h3>\n
Where are your rates?<\/h3>\n
How do I get started?<\/h3>\n
Ready for the best mortgage experience of your life?<\/h2>\n