[et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”H1 Refinance Your Mortgage” _builder_version=”4.24.0″ hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
Refinancing an existing mortgage is an incredible way to reduce your monthly payment or pull cash out of a property to have available for your next real estate purchase.<\/p>\n
However it’s important to fully understand the terms of a refinance or you could risk spending more in origination fees than you save in interest, lose out on cost saving deductions, or end up with a hefty tax bill. Every refinance scenario is unique and requires a combination of creativity and due diligence to find the optimal loan.<\/p>\n
At America’s Home Loans, we work with homeowners and real estate investors big and small to maximize the value of their refinances. Whether you’re looking to lower your monthly mortgage payment, pay less interest on the lifetime of your loan, or pull cash out of a property, we’ve got the right loan programs for you.<\/p>\n
Chris Mason offers a comprehensive understanding of the complex loan origination requirements of refinances and can help you maximize the short and long term values of your refi. There’s a reason why our clients continue to come back to America’s Home Loans for all of their refinancing.<\/p>\n
If all that seems too good to be true, read testimonials<\/a> from our satisfied investor clients.<\/p>\n [\/et_pb_text][et_pb_image src=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2020\/03\/Divider-Refinance.jpg” admin_label=”Divider Image – Apartments” _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”#1 Mistake of New Buyers” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n The biggest mistake that many folks make when they refinance is starting<\/em> and ending<\/em> their mortgage search with their bank. The problem with this approach is that banks are notorious for NOT having the best rates or loan programs available. The reason is that banks don’t specialize in refinancing mortgage loans — it’s just another product they sell. All big banks really do is sell you a new mortgage with a high rate and high fees, take the profits they made originating your loan, and then turn around and immediately sell your mortgage to another institution.<\/p>\n An independent mortgage broker like America\u2019s Home Loans lets you cut out the middleman (the banks) and find the best rates and loan terms directly with these other lending institutions. Plus reach a whole marketplace of investment loan programs that are not available through banks — which account for a big part of the marketplace. This is why once investors discover independent mortgage brokers, they never shop mortgages with banks ever again!<\/p>\n Call Chris Mason at (415) 846-9211<\/a> or use our online form<\/a> to schedule a free consultation and rate quote. Let’s see how much we can save YOU on a mortgage!<\/p>\n [\/et_pb_text][et_pb_testimonial author=”Mukta P.” quote_icon=”off” admin_label=”Testimonial: Mukta P.” _builder_version=”4.16″ global_module=”619″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “We had a unique situation of refinancing one property and financing two properties, and Chris helped customize the loans for us. Although the refinance fell through due to appraisal issues, Chris was able to close within 4 weeks and gave us a great interest rate. Definitely recommend him!”<\/p>\n [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_image src=”https:\/\/www.eastbaysmortgagebroker.com\/wp-content\/uploads\/2020\/03\/Chris-Mason-480.jpg” admin_label=”Image: Chris Mason” _builder_version=”4.16″ custom_margin=”||0px||false|false” global_module=”1068″ global_colors_info=”{}”][\/et_pb_image][et_pb_text admin_label=”Chris Mason, Loan Officer” _builder_version=”4.16″ text_orientation=”right” custom_margin=”0px||||false|false” global_module=”1067″ global_colors_info=”{}”]<\/p>\n Chris Mason, Loan Officer<\/p>\n [\/et_pb_text][et_pb_testimonial author=”Segismundo S.” quote_icon=”off” admin_label=”Testimonial: Segismundo S.” _builder_version=”4.4.0″ global_module=”618″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n \u2b50\u2b50\u2b50\u2b50\u2b50<\/p>\n “As a greenhorn investor (really really green), I wholeheartedly appreciate working with Chris Mason. He made the process of refinancing so easy and clear. He was greatly transparent and had the best system for remotely relaying information to me in real time without me having to interpret the numbers – that would’ve been a disaster! I hope to work with Chris and his team at America’s Home Loans again in the future.”<\/p>\n [\/et_pb_testimonial][et_pb_toggle title=”Areas We Service” admin_label=”Areas We Service Toggle” _builder_version=”4.16.0″ global_module=”1060″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n Our local offices<\/strong> serve the greater East Bay Area including:<\/p>\n East Bay \u25e6 Berkeley \u25e6 Oakland<\/a> \u25e6 San Leandro \u25e6 Richmond<\/a> \u25e6 Albany \u25e6 Alameda \u25e6 Pinole \u25e6 Martinez \u25e6 Contra Costa County \u25e6 San Lorenzo \u25e6 Hayward \u25e6 Fremont \u25e6 Walnut Creek \u25e6 Concord \u25e6 Union City \u25e6 Sacramento<\/a> \u25e6 Elk Grove<\/a> \u25e6 Vallejo<\/a><\/p>\nThe #1 Mistake of Refinancers<\/h2>\n