10 Reasons To Work With Chris Mason

Hi Home Buyers – I’m Chris Mason with America’s Home Loans, and I’ve spent the past 8 years helping homeowners like you obtain the best possible mortgages on new home purchases and refinances. Here are 10 reasons why you should work with me.

#1 I’m an independent mortgage broker.

This means that I’m not tied to one single bank or lending institution. I don’t have a boss breathing down my neck and pushing me to sell you a mortgage that’s not optimal for you (*cough* banks). When working with me, YOU’RE the only boss I aim to please!

 #2 We can compare multiple lender’s rates & programs.

Like I mentioned above, as an independent mortgage broker, I’m not limited to offering mortgages from one portfolio of loan programs. We will shop and compare mortgages from multiple lenders at once to help you determine which mortgage is best for your needs.

#3 I’ll find you the best MORTGAGE… not just the best RATE.

Picking the right mortgage is not always about choosing the best advertised rate. It’s about minimizing upfront and long term costs, working with your particular credit and financial scenario, and most importantly — CLOSING the deal. 

#4 I’ve got everything you’d need under one roof.

From first time homebuyers to seasoned investors, I’ve got loan programs to suit your needs including FHA, VA, Conventional, Multi-Family, and more. Plus some loan programs you’ve probably never even heard of!

#5 I can find you the best mortgage no matter where you are in California.

I serve clients all over California through my remote mortgage services. Even though we’re working together remotely, clients say that my personalized and attentive service is like having me in the same room!

#6 I can offer you LOW or ZERO closing fees.

I run a small independent shop with minimal overhead, and I pass those savings on directly to you. I’m even able to offer qualified home buyers ZERO lender & closing fees who borrow at least $350k for their home purchase or refinance.


I create a financing timeline for you and then STICK TO IT so that stay on track to close on your home on the expected date (or sooner).

#8 I will keep in constant contact throughout the entire loan process.

I highly value transparent communication and make it the cornerstone of all of my marketing and client relations. You and your Realtor will never have to track me down to get updates about your loan because I’ll be keeping you in the loop throughout the entire process.

#9 I will offer you unparalleled customer service and support.

There’s a reason why most of my business comes from client and Realtor referrals — because they know (from experience) the level of communication and support I offer home buyers throughout their entire experience. Read testimonials from my satisfied clients and see for yourself!

#10 I don’t rest until you’re a homeowner!

Your mortgage broker is one of the most important members of your real estate team, and it’s a job and responsibility I take seriously. I promise to help you navigate this world of mortgages with integrity, professionalism, and tenacity. From the very beginning to the absolute end of your financing process, I don’t rest until you’re a homeowner!

I’m a mortgage broker, not a banker. I draw no salary, which means that at the end of the day you’re either a homeowner or I worked for free. So unlike bankers, it’s in my best interest as well to make sure you close on your home!

Let’s get started…

I look forward to helping you obtain the most optimal mortgage for your needs. Call me today at (415) 846-9211 or use my online form to schedule a free consultation.


Chris Mason


Chris Mason, Loan Officer


"Chris does a great job in taking the time to make sure we know what to do and what all the jargon means. He's very responsive and patient. Critical for first-time home buyers like us! Excellent work!"

Juan R.

Areas We Service

Our local offices serve the greater East Bay Area including:

East Bay ◦ Berkeley ◦ Oakland ◦ San Leandro ◦ Richmond ◦ Albany ◦ Alameda ◦ Pinole ◦ Martinez ◦ Contra Costa County ◦ San Lorenzo ◦ Hayward ◦ Fremont ◦ Walnut Creek ◦ Concord ◦ Union City ◦ SacramentoElk GroveVallejo

Our remote services allow us to serve clients anywhere in California including the Los Angeles and San Diego Metropolitan Areas.

How much can we save YOU on a mortgage?

Click below or call (415) 846-9211
for a FAST & FREE rate quote.


"I was referred to Chris by a close friend of mine and after our first phone call I knew I was in good hands. I'm a new investor and Chris went above and beyond to help me with my first property. He got me a great interest rate and closing was way faster than I had expected! I will definitely be going through him again when I get my next property. Thanks again!"


Ready for the best mortgage experience of your life?

Click below to schedule a free 15 minute consultation or call (415) 846-9211.