Tap into your home equity today with our new Second Mortgages. See below for details.

Second Mortgages on California Homes

America’s Home Loans is proud to offer a fast, simple, and cost-effective way to tap into your home equity in California.

Looking to tap into the equity in your home for renovations, to start a business, or for other sizable expenses? Chris Mason and America’s Home Loans can help!

We offer fixed interest rate second mortgages on primary residences, 2nd homes, and investment properties. The process is super quick, takes 5-10 days typically from start to funding, and almost everything from the appraisal to income verification is automated/online. Plus there are no out of pocket costs. If approved, you will have real numbers that you can say yes/no to, or customize, before moving forward with a hard credit pull to finalize the application.

Schedule a free 15 minute phone consultation with our head loan officer Chris Mason to learn more about obtaining a second mortgage or find out your second mortgage rate online.

2nd Mortgages

Borrow on homes anywhere in California.

Fixed Interest Rates

Lock in a low rate for the next 10-30 years.

Borrow on Investments

For primary, 2nd homes, & investment properties.

100% Online

Everything automated from income verification to appraisal.

Super Quick Process

Typically 5-10 days from start to funding.

No Out of Pocket Costs

Plus no SSN or hard credit pull required.

California Second Mortgage FAQs

How long does it take to get a second mortgage?

Obtaining a second mortgage in California is a super quick process and typically takes no longer than 5-10 days from application to funding. The entire process is automated online from income verification to home appraisal with no out-of-pocket expenses.

How much does it cost?

There are no upfront out-of-pocket costs to apply for or obtain a second mortgage through America’s Home Loans. You only pay a fixed interest rate on money borrowed if you choose to access the funds.

Will applying for a second mortgage affect my credit score?

Pre-qualifying for a second mortgage in California does not affect your credit score. No social security is required and we do not perform a hard pull on your credit.

What rates can you offer?

Rates for second mortgages in California vary based on the amount borrowed, duration of the loan, value of your home, equity in your home, and borrower credit history. Schedule a free 15 minute phone call with Chris to inquire more about our current rates.

How do I get started with a second mortgage?

Contact Chris Mason today for a free 15 minute consultation or find out your available rate online to get started.

Chris Mason, Loan Officer

Areas We Service

Our local offices serve the greater East Bay Area including:

East Bay ◦ Berkeley ◦ Oakland ◦ San Leandro ◦ Richmond ◦ Albany ◦ Alameda ◦ Pinole ◦ Martinez ◦ Contra Costa County ◦ San Lorenzo ◦ Hayward ◦ Fremont ◦ Walnut Creek ◦ Concord ◦ Union City ◦ SacramentoElk GroveVallejo

Our remote services allow us to serve clients anywhere in California including the Los Angeles and San Diego Metropolitan Areas.

Clients Found Us By Searching

  • California second mortgages
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⭐ Start Your 2nd Mortgage ⭐

See What Rate You Qualify For | 100% Automated Online | No SSN / No Hard Credit Pulls Required

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"Chris was awesome! Took his time to walk me through every step of the way, and responsive any time I reached out with a question."

Andrew C.


"Chris is responsive and knowledgeable. Will reach out to him again in the future."

Messay Y.

Want to learn more about second mortgages?

Click below to schedule a free 15 minute consultation or call (415) 846-9211.