Monthly Mortgage Payment Calculator

Monthly Mortgage Payment Calculator

Monthly Mortgage Payment Calculator This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home’s sale price, the term of the loan desired, buyer’s down payment percentage, and the loan’s interest...
What are FHA loans?

What are FHA loans?

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your mortgage lender can offer you a better deal. FHA allows a buyer to purchase a home with as little...
No Closing Costs Mortgage Loans & Refinances

No Closing Costs Mortgage Loans & Refinances

Our clients often ask us, “How are you able to offer ZERO closing costs on loan origination?” The answer is simple… We are a small independent shop, and as such have minimal overhead. For example, you will not hear us advertised on the radio, and we...
Investor Debt-to-Income (DTI) Math Primer

Investor Debt-to-Income (DTI) Math Primer

The infamous “debt to income” ratio math is more generous when buying/refinancing non-owner-occupied real estate than owner occupied. If we assume a property with gross rents at $3500/mo and a PITI of $2000, the pure investment property math would have us multiple...
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